Conduct a wealth assessment.

A wealth assessment aims to answer the questions most clients ask themselves about organising, protecting and transmitting their wealth.

Questions worth asking

Five questions most clients ask themselves.

  • Is my asset allocation suited to my needs?
  • Is my tax situation optimal?
  • How can I prepare for a drop in income at retirement?
  • Is my spouse protected in the event of my death?
  • How will my succession unfold?

The wealth assessment

A thorough, personal diagnosis — an essential first step.

The fullest possible review of the client’s circumstances helps define sustainable medium- and long-term solutions. A complete wealth assessment should cover five areas.

Allocation

How wealth is distributed across the different asset classes.

Retirement

Reviewing career history to assess accrued rights and prepare for retirement.

Protection

Reviewing the protection of the client and their family against life’s uncertainties.

Succession

The consequences of death on the transmission of wealth.

Taxation

Opportunities to optimise income tax and wealth tax.

Where to start

Three common starting points.

Once the assessment is complete, needs are more clearly defined and can lead to tailored recommendations.

Growing long-term savings

Life insurance as a preferred vehicle for long-term savings.

Your objectives

  • Invest for the long term
  • Plan the transmission of wealth
  • Find alternatives to euro-denominated funds

How Libeccio Conseil supports you

  • Choose a suitable contract
  • Define a tailored allocation
  • Select an insurer

Diversifying wealth and generating income

“Paper real estate” (SCPI) to diversify into property and generate income.

Your objectives

  • Diversify real estate exposure
  • Seek improved returns
  • Assess financing opportunities in light of current interest rates

How Libeccio Conseil supports you

  • Select a portfolio of SCPI funds
  • Choose a suitable vehicle
  • Arrange financing

Preparing for retirement

Targeted investments and tax planning in support of retirement preparation.

Your objectives

  • Identify dedicated investments
  • Reduce taxation
  • Manage future income

How Libeccio Conseil supports you

  • Develop scenarios
  • Select intermediaries
  • Determine suitable vehicles